1. Cost-friendly - Though TROP may be a little more expensive as compared to a regular term plan. But the overall benefits, retuns of premiums paid, and tax benefits make it very affordable.

2. Options for paying the premium - As an insurer, you can select the suitable sum assured under a term plan with ROP. Moreover, you can also choose the premium payment option, such as

• One-Time Payment
• Regular Pay
• A fixed number of instalments under the limited pay option

3. Surrender Value

After buying the TROP, if a policyholder stops premium payments or surrenders the plan, the policyholder will get a surrender value depending on the option of premium payment chosen.

• One of the most trustworthy brands
• Impressive claim settlement ratio
• Fast claim approval
• Flexibility to choose the nature and level of protection

1 Select the nature of protection required -

• Enriched Protection Option
• Savings Booster Option

2. Select the level of protection you want

3. Choose the period for which you want protection

4. Pick the Premium frequency

5. Work out the premium payable along with our Financial Planning Advisor

The following points will help you select the best suited Savings Plans for your specific goals.

• A plan that helps you save for your specific need.
• A plan should offer investment options basis your risk appetite i.e. from guaranteed returns to investments in equity markets.
• Offer tax exempt returns and offer tax benefits on premiums paid.

A protection and savings plan is specifically made for those who wish to have the benefits of regular payouts along with extending financial security to your loved ones whenever you are not around.

Investing in these plans help you ensure your family's financial security in case of your untimely demise, while the regular payouts through these plans enable you fulfill your life's other goals such as buying a car, travelling the world, starting or expanding your business, your child's education, or your retirement.