The minimum age for the Aviva Signature Investment Plan – Platinum is 91 days, and the maximum age is 65 years.

The sum assured is a guaranteed payout amount the policyholder chooses when buying the insurance-cum-investment plan. It's the money the policyholder or their beneficiary receives at policy maturity or upon their death within the policy's term. For the Aviva Signature Investment Plan – Platinum, the sum assured varies based on your age and the cover multiple you choose:

• Minimum Sum Assured - for Age 91 days to 55 years , [₹4,20,000 (if Cover Multiple is 7) (PT>=25) and ₹6,00,000 (if Cover Multiple is 10)], for Age 91 days to 55 years (PT>=20<25)[ ₹5,04,000 (if Cover Multiple is 7) for ₹7,20,000 (if Cover Multiple is 10)], for Age 56 days to 60 years (PT>=20) [₹4,20,000 (if Cover Multiple is 7) ₹3,00,000 (if Cover Multiple is 5)] and For Age 61 days to 65 years (PT>=20) [₹3,00,000]
• Maximum Sum Assured - There's no upper limit, subject to underwriting policy.

With the Aviva Signature Investment Plan – Platinum, in the unfortunate event of your demise, your loved ones are entitled to:

• Paid-Up Sum Assured
• Top-Up Sum Assured (if any)
• Fund Value (Units pertaining to Regular Premium and Top-Up Premium, if any) Death Benefit shall be at least 105% of the Total Premiums (Regular Premium and Top-Up Premium, if any) received up to date of death. After paying the death benefit, the contract shall terminate.

Upon reaching the maturity date, the Aviva Signature Investment Plan – Platinum pays out the total value of your investment. This includes the value of units linked to your regular contributions and any additional value from top-up premiums (if applicable). This benefit helps ensure you have financial security when the policy matures.

Yes, there is a 5-year lock-in period for the Aviva Signature Investment Plan – Platinum.

If you stop paying premiums during the lock-in period of your policy, the insurer will credit the fund value in the discontinued policy fund after deducting some charges. You'll have three years to revive the policy by paying the overdue premiums.

• If you choose not to revive it, your funds will stay in the discontinued policy fund until the end of the lock-in period, after which they'll be paid to you.
• You can also surrender the policy, and you'll get the funds at the end of the lock-in period or upon surrender, whichever is later.
• Suppose you decide to revive the policy during the lock-in period. In that case, you'll need to pay the overdue premiums without any extra charges, and the insurer will reinstate the risk cover and investments from the discontinued policy fund, deducting applicable charges.