Reasons why people don’t buy a term plan in India? | Aviva Life Insurance

Why Indians Don’t Buy a Term Plan?

Why People in India Avoid Life Insurance

* Disclaimer:  Premium of a healthy male (non-smoker) aged 25 years for a sum assured of INR 1Cr. for a term of 25 years (incl.taxes). The daily premium has been arrived at by dividing the annual premium by 365.

** Disclaimer: Taxes are subject to change as per tax laws.

Related Articles:

  1. Term Insurance Benefits
  2. Term Insurance vs Life Insurance
  3. Term Insurance Riders
  4. Benefits of Group Term Life Insurance Plans
 

UIN: 122N131V01

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The name of the Aviva Product/Plan does not in any way indicate the quality of the insurance contract, its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Riders are not mandatory and are available for a nominal extra cost. Please read respective rider brochure before taking a decision.

*Guaranteed benefits are available only if all due premiums are paid.

Unit Linked Life Insurance products are different from traditional insurance products and are subject to market risks. Please know the associated risks and the applicable charges from your sales representative or the intermediary or policy document issued by the insurance company. The premium paid in Unit Linked life insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his/ her decisions.

The various funds offered under Unit Linked Insurance contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Unit Linked Funds are subject to market risks and there is no assurance or guarantee that the objective of the investment fund will be achieved. Past performance of the investment funds do not indicate the future performance of the same.

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